Eye Care and Health Insurance, Clinic Takes Health, I do not Have vision, Am I covered?

by David Jenyns

Question by smart_jock_99: Eye Care and Health Insurance, Clinic Takes Health, I do not Have vision, Am I covered?
The eye care place takes health insurance, which i have through blue cross. Will the regular health insurance cover glasses, contacts, or the visits? I do not have vision insurance, but they say that they use regular health insurance instead. I do not understand this, has anyone been through this before? How does it work?

Best answer:

Answer by charlie
I’m not quite sure I follow your question. Check with your insurance Blue Cross and see if they cover for glasses and eye exams. I have Blue Cross Blue Shield PPO. It covers for the exam only and it overs a percentage for my eyeglasses (lenses/frames) only. If I want transitions or scratch resistance, it does not cover it.

Know better? Leave your own answer in the comments!

{ 2 comments… read them below or add one }

JT November 7, 2012 at 5:03 pm

Most likely, it will cover the cost of the exam. It probably won’t cover the glasses/contacts except under very specific circumstances. You can call your insurance company and ask what exactly is covered.

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blue_entity November 7, 2012 at 5:58 pm

Depends on what they find during the exam. If it is purely routine, a health check and glasses, then no. If there is a medical diagnosis, then yes. If you have cataracts, or severe dry eyes, then it should be covered.

Do make sure you double check before you go in to save you unecessary trouble.

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